The Firstcard debit and credit cards are issued by Regent Bank, pursuant to a license from Mastercard. Firstcard is a financial technology company, not a bank. Banking services provided by Regent Bank; Member FDIC. The Annual Percentage Yield ("APY") for the Deposit Account is variable and may change at any time. The disclosed APY is effective as of September 6th, 2023. Users with no SSN or ITIN on file are not currently eligible to earn interest. You must be at least 18 years old to sign up for Firstcard.

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